Impounded insurance can be a tricky purchase and can put you in a situation that you feel under pressure when you are not thinking straight. Babal Karama Project Management Services has helped thousands of people purchase impounded car insurance. From Ford Fiesta’s to Audi R8’s we can help and even if you have previous convictions or a revoked licence the chances are we will be able to help with your impounded car insurance.
When it comes to the purchase of impounded car insurance you need to talk to Babal Karama Project Management Services to assess the best route to take to ensure that you get the right cover for the most competitive price. At Babal Karama Project Management Services we can offer both annual impounded car insurance or short term impounded car insurance.
Other brokers may offer an on-line option for impounded car insurance. However, this will only be for short term cover and you could end up paying the same or only a little bit more for an annual impounded car insurance. Our advise is also not to purchase and impounded car insurance off any site that does not ask this specific question as generally these policies will not work. As Babal Karama Project Management Services are a broker we can look at all the options and give you some advice as to the best route to take for your impounded car insurance and by talking to one of our operators you can be sure to purchase impounded car insurance that works. If you buy impounded car insurance online the responsibility is on you to ensure it is correct and if it is not you could end up losing the premium you have paid and having to start all over again.
When you call one of our experienced operators will take your details and look at your personal situation to recommend the best impounded car insurance to suit your needs and budget.
Babal Karama Project Management Services can source impounded car insurance for all types of risks including the list below:
Provisional Licence Holders (terms and conditions apply)
Revoked Licence Proposers (terms and conditions apply)
Modified Vehicles
High Performance/High Value vehicles
Vehicles with more than 7 seats
Vehicles over 3.5 tonnes
Impounded Taxis
Impounded Couriers
Fast Food Delivery and many more
When you have a car impounded please remember the following points:
Make sure that you stay on the right side of the law by always ensuring that your vehicle tax is up to date. With the new direct debit option, where you can pay your road tax monthly, 6 monthly or yearly it is much easier to ensure that you are always covered. If you are planning to purchase a used car, be mindful that you will need to tax it immediately and that any tax the previous owner has paid for will no longer be valid.
If you do end up with an impounded vehicle then please remember the below as it could be useful information for you:
How does the police seize the car?
A repossession order will first be raised and then a subcontracted towing company working for the police will see that your vehicle is transported to an impound. The towing company will then be in legal possession of your vehicle. The vehicle is then impounded in the police impound and will be locked away to prevent unauthorised access.
How to retrieve a car from the Police Impound?
To find out where your vehicle is located, you can contacted Trace – the Towed Vehicle Tracking Service on
To get your seized vehicle out of the police impound you will need to meet certain requirements. Refer to your court order and follow the instructions given. If you are behind on any charges, taxes, parking tickets, then you will have to pay these in advance and be approved by the lender. Make sure you also understand what period your impounded car insurance has to be as some impounds may stipulate the minimum length of policy they will accept.
If the vehicle is in a poor condition, you should communicate with the body repair shop and impound to ensure you can get everything arranged in a timely manner. If there are extenuating circumstances – for instance where criminal activity may be at play – the possession order will need to be signed by a judge. The car owner will be charged for every day the vehicle is in the impound, so the owner should act as quickly as possible.
Having a reliable insurer who offers impounded car insurance will help get your car out of the impound quickly. Impounded car insurance purchased incorrectly will add time and costs to your situation.
What should I take with me?
Take your cheque book and credit card, and possibly a few hundred in cash in case that is the method you have to pay in. In addition, take some proof of ID, proof of seized vehicle insurance and your title or registration. The impound will want to see your driving licence and without this they may not release the vehicle to you. If you cannot find your licence we have an impounded car insurance that allows a named driver.
Is there anything I can do?
There are processes for lodging a complaint but generally a car or bike will not be impounded without a legitimate reason. Therefore you will be best paying the fee without making a fuss. Everyone has an excuse and the impound won’t care.
Should I inspect the vehicle?
Yes, inspect your car before leaving the impound and take any pictures if there is damage – you can then report this to the impounds management.
Once your vehicle has been released you may find that you will receive one or more of the convictions from the list below depending on your circumstances:
Accident offences
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
AC10 Failing to stop after an accident
AC20 Failing to give particulars or report an accident within 24 hours
AC30 Undefined accident offences
Disqualified driver
Codes must BA10 and BA30 stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
BA10 Driving while disqualified by order of court
BA30 Attempting to drive while disqualified by order of court
Codes BA40 and BA60 must stay on a driving record for 4 years from the date of the conviction.
Code Offence Penalty points
BA40 Causing death by driving while disqualified
BA60 Causing serious injury by driving while disqualified
Careless driving
Codes CD10 to CD30 must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
CD10 Driving without due care and attention
CD20 Driving without reasonable consideration for other road users
CD30 Driving without due care and attention or without reasonable consideration for other road users
Codes CD40 to CD70 must stay on a driving record for 11 years from the date of the conviction.
Code Offence Penalty points
CD40 Causing death through careless driving when unfit through drink
CD50 Causing death by careless driving when unfit through drugs
CD60 Causing death by careless driving with alcohol level above the limit
CD70 Causing death by careless driving then failing to supply a specimen for alcohol analysis
Codes CD80 and CD90 must stay on a driving record for 4 years from the date of the conviction.
Code Offence Penalty points
CD80 Causing death by careless, or inconsiderate, driving
CD90 Causing death by driving: unlicensed, disqualified or uninsured drivers
Construction and use offences
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
CU10 Using a vehicle with defective brakes
CU20 Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition
CU30 Using a vehicle with defective tyre(s)
CU40 Using a vehicle with defective steering
CU50 Causing or likely to cause danger by reason of load or passengers
CU80 Breach of requirements as to control of the vehicle, mobile telephone etc
Reckless/dangerous driving
These codes must stay on a driving record for 4 years from the date of the conviction.
Code Offence Penalty points
DD10 Causing serious injury by dangerous driving
DD40 Dangerous driving
DD60 Manslaughter or culpable homicide while driving a vehicle
DD80 Causing death by dangerous driving
DD90 Furious driving Drink
Codes DR10 to DR61 must stay on a driving record for 11 years from the date of the conviction.
Code Offence Penalty points
DR10 Driving or attempting to drive with alcohol level above limit
DR20 Driving or attempting to drive while unfit through drink
DR30 Driving or attempting to drive then failing to supply a specimen for analysis
DR31 Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity
DR61 Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive
Codes DR40 to DR70 must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
DR40 In charge of a vehicle while alcohol level above limit
DR50 In charge of a vehicle while unfit through drink
DR60 Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
DR70 Failing to provide specimen for breath test
Drugs
These codes must stay on a driving record for 11 years from the date of the conviction.
Code Offence Penalty points
DG10 Driving or attempting to drive with drug level above the specified limit
DG60 Causing death by careless driving with drug level above the limit
DR80 Driving or attempting to drive when unfit through drugs
These codes must stay on a driving record for 4 years from the date of the offence or 4 years from date of conviction where a disqualification is imposed.
Code Offence Penalty points
DG40 In charge of a vehicle while drug level above specified limit
DR90 In charge of a vehicle when unfit through drugs
Insurance offences
Code IN10 must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
IN10 Using a vehicle uninsured against third party risks
Licence offences
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
LC20 Driving otherwise than in accordance with a licence
LC30 Driving after making a false declaration about fitness when applying for a licence
LC40 Driving a vehicle having failed to notify a disability
LC50 Driving after a licence has been revoked or refused on medical grounds
Miscellaneous offences
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
MS10 Leaving a vehicle in a dangerous position
MS20 Unlawful pillion riding
MS30 Play street offences
MS50 Motor racing on the highway
MS60 Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle)
MS70 Driving with uncorrected defective eyesight
MS80 Refusing to submit to an eyesight test
MS90 Failure to give information as to identity of driver etc
Motorway offences
Code MW10 must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
MW10 Contravention of special roads regulations (excluding speed limits)
Pedestrian crossings
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
PC10 Undefined contravention of pedestrian crossing regulations
PC20 Contravention of pedestrian crossing regulations with moving vehicle
PC30 Contravention of pedestrian crossing regulations with stationary vehicle
Speed limits
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
SP10 Exceeding goods vehicle speed limits
SP20 Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
SP30 Exceeding statutory speed limit on a public road
SP40 Exceeding passenger vehicle speed limit
SP50 Exceeding speed limit on a motorway
Traffic direction and signs
These codes must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
TS10 Failing to comply with traffic light signals
TS20 Failing to comply with double white lines
TS30 Failing to comply with ‘stop’ sign
TS40 Failing to comply with direction of a constable/warden
TS50 Failing to comply with traffic sign (excluding ‘stop’ signs, traffic lights or double white lines)
TS60 Failing to comply with a school crossing patrol sign
TS70 Undefined failure to comply with a traffic direction sign
Special code
Code TT99 must stay on a driving record for 4 years from the date of conviction.
It shows disqualification under ‘totting-up’ – if the total of penalty points reaches 12 or more within 3 years, the driver can be disqualified.
Theft or unauthorised taking
Code UT50 must stay on a driving record for 4 years from the date of the offence.
Code Offence Penalty points
UT50 Aggravated taking of a vehicle 3 to 11
‘Mutual recognition’ codes
You’ll get an ‘MR’ code on your driving record if you’re disqualified while driving in Northern Ireland, Isle of Man or the Republic of Ireland. Your disqualification period will also be valid in GB and will stay on your record for 4 years from the date of conviction.
Code Offence
MR09 Reckless or dangerous driving (whether or not resulting in death, injury or serious risk)
MR19 Wilful failure to carry out the obligation placed on driver after being involved in a road accident (hit or run)
MR29 Driving a vehicle while under the influence of alcohol or other substance affecting or diminishing the mental and physical abilities of a driver
MR39 Driving a vehicle faster than the permitted speed
MR49 Driving a vehicle whilst disqualified
MR59 Other conduct constituting an offence for which a driving disqualification has been imposed by the State of Offence
You can contact Babal Karama Project Management Services visit www.babalkaramainsurance.com and you can leave full contact details to be contacted for your impounded car insurance needs. When speaking to our operators please answer all questions fully as not providing the correct information could invalidate your impounded car insurance.