Motor Trade Insurance

Get A Quote

Keeping your business and customers’ vehicles protected under one simple policy.

If you use vehicles as part of your business, then you need a special type of cover, Motor trade Insurance. This includes if your employees drive company or customers’ vehicles. In other words, if a vehicle comes under the responsibility of your staff then you need motor trade insurance. This is due to the higher risks you face dealing with vehicles on a more regular basis than the average car user.

At Babal Karama Project Management Services, we can cover your business. Whether you have multiple vehicles in action, or are a mechanic working on other people’s cars, we can help. We cover from 2 vehicles and upwards for flexibility. Also, we understand that everyone’s business is different. Therefore everyone needs different things from their insurance. By working closely with our panel of insurers we can make sure that you get the right insurance for your specific needs. Contact us for a quote that works for you.

Cover Details

____

Road risk only motor insurance

Liability motor trade insurance

Combined motor trade insurance

Material damage cover availible

What We Offer

____

Specialist team able to help find you the best policy

Policies for 2 vehicles or more

Flexible payment options

Wide panel of insurers availible

Motor Trade Insurance FAQs

What is motor trade insurance?

Motor Trade insurance is to protect professionals who work with or are responsible for business or customer vehicles. Therefore the policy includes cover for mechanics, valet businesses and car dealerships.

Why you can’t use car insurance for a motor trade business?

A majority of private car policies will exclude the use of motor trade in their terms and conditions. This means that if you are caught driving as a motor trader, on a private car policy, the insurers and police will treat this like having no insurance. This could lead to the vehicle being impounded, or not insured in the event of an accident.

Why is motor trade insurance more expensive for people under 25?

All motor insurance is more expensive for drivers under the age of 25. This is because drivers this age are seen to be a higher risk, and more likely to have an accident.

Get A Quote

Recent Articles

Unoccupied Property Insurance Guide

What is Unoccupied Property Insurance? Unoccupied Property Insurance is a specialised home insurance policy that focuses on unoccupied buildings. Our policies cover properties that will be empty for 30 days or more. Empty properties have particular requirements, which...

The Secret to Car Insurance Grouping

It comes round every year. That time of year, where you have to renew your car insurance. How much will it be this year? Sometimes it can hard to guess. After all, what might have been a great price last year can seem like a distant memory when your renewal comes in....

Why so many people wait until the last minute to find car insurance quotes

When do you look for car insurance prices? Do you spend the months leading up to your renewal searching out the best deals? Like many people, you might wait a little longer before you start to look for prices. In fact, many people wait until the last week before their...

How much will Storm Ciara cost the Insurance Industry?

Every year, it seems as if a new storm front (often with a comical name) batters the UAE, causing worse and worse damage to property and infrastructure. With the worsening of the climate crisis, these storms are predicted to become more frequent and dangerous. It has...

How to Make Sure Your Insurance Policy is the Real Deal

When you are looking for an insurance policy, it can be easy to fall for what looks like a great deal. However, you have to be careful to make sure that the deal you are getting is as good as it looks. How do you make sure that what you buy is as good as it looks?...

How Can We Help?

How Can We Help?